Page 16 - Sicredi

no início da década de 80, finalmente haviam sido alcançadas. Os entraves impostos pela Lei 4.595, em 1964, caíam por terra, dando lugar a uma nova perspectiva de expansão para o cooperativismo de crédito. Os avanços obtidos com a Constituição de 1988 abririam caminho para futuras conquistas, como a livre admissão das coope­ rativas de crédito.
Ao mesmo tempo em que rompia barreiras no campo jurídi­ co, o cooperativismo de crédito ultrapassava os limites territoriais do Sul do País e alcançava a região Centro-Oeste. No final de 1989, Mato Grosso e Mato Grosso do Sul implantavam suas primeiras coo­ perativas de crédito, que logo se organizariam em Centrais.
Os anos 90 reservariam surpresas para a economia do País e para o cooperativismo de crédito. O Plano Collor e a extinção do Banco Nacional de Crédito Cooperativo (BNCC) trariam novos desa­ fios que as cooperativas teriam de vencer juntas.
demonstrating that it was possible to replace the existing model and prosper using a cooperative model.
For credit unions, the adoption of the Constitution in 1988 represented the chance to finally obtain the autonomy longed for since the beginning of
the cooperative movement in Brazil. The country’s new legal system under the new Magna Carta placed credit unions on the same footing as the other players in the financial system.
The changes advocated since the creation of the Rural Credit Union Regional Center of Rio Grande do Sul Ltd. (Cocecrer-RS) in the early 1980’s were finally achieved. The restrictions imposed in 1964 by Law No. 4595 were dismantled, thereby making way for the expansion of credit unions. The advances obtained by the
1988 Constitution opened the path for future successes, such as open membership for credit unions.
As legal barriers were being torn down, credit unions expanded beyond southern Brazil and reached the Central Western part of the country. By the end of 1989, the states of Mato Grosso and Mato Grosso do Sul implemented their first credit unions, which soon afterwards organized into Credit Union Regional Centers.
The 90’s brought new surprises for the country’s economy and for credit unions. Collor’s plan and the end
of the National Bank of Cooperative Credit (BNCC) presented new challenges that the credit unions had to face together.
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